Discover What’s Holding Your Credit Back And See Exactly What Can Be Improved
Watch this short video to learn how your personalized Credit Action Plan identifies inaccurate or negative
items and outlines practical next steps, completely free and without obligation.
🎯 Ready to see your custom Action Plan?
Click the button below and we’ll review every negative item currently affecting your score and send you a no-cost breakdown of what can be addressed.
Frequently Asked Questions
Will this Action Plan fix my credit automatically?
No. Your Action Plan is a personalized guide that helps you understand what’s affecting your credit and the steps you can take to improve it. You’ll see which items may be inaccurate or outdated and learn how to dispute them properly. We simply make the process easier to understand — you always stay in control.
Do I have to pay anything to receive my Action Plan?
No, the Action Plan is completely free and comes with no obligation. It’s designed to educate you about your credit report and help you make informed decisions about improving it.
Can you remove accurate negative items from my report?
No company can legally remove accurate, verifiable information from a credit report. However, if something is incorrect, outdated, or cannot be verified, it can be challenged and potentially removed through the proper dispute process.
How long does credit improvement take?
Everyone’s credit situation is unique. Some clients begin seeing results within a few months, while others may take longer depending on the number and type of items being reviewed. We’ll provide guidance based on your specific report and goals, but we never guarantee a specific outcome or timeline.
Results vary and are not guaranteed. Ninja AI and its partners do not remove accurate, verifiable information from credit reports. Free Action Plan is for educational purposes and does not obligate you to purchase services. You have the right to dispute inaccurate information directly with the credit bureaus at no cost.