
No. Your Action Plan is a personalized guide that helps you understand what’s affecting your credit and the steps you can take to improve it. You’ll see which items may be inaccurate or outdated and learn how to dispute them properly. We simply make the process easier to understand — you always stay in control.
No, the Action Plan is completely free and comes with no obligation. It’s designed to educate you about your credit report and help you make informed decisions about improving it.
No company can legally remove accurate, verifiable information from a credit report. However, if something is incorrect, outdated, or cannot be verified, it can be challenged and potentially removed through the proper dispute process.
Everyone’s credit situation is unique. Some clients begin seeing results within a few months, while others may take longer depending on the number and type of items being reviewed. We’ll provide guidance based on your specific report and goals, but we never guarantee a specific outcome or timeline.
